Just think: it’s July, creeping up on triple digits, and your air conditioner goes out. It just dies. Quits working. No more air conditioning, no more cool air blowing into your home to keep it comfortable. It’s finished.
So you call an air conditioning company to come perform an inspection and they tell you what you already knew – you have to buy a new system. And then they tell you something you didn’t know – your new air conditioner is going to cost more than you imagined, ranging from $7,000 to $70,000, factoring in the type of air conditioner(s) you desire, the type of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend your summer soaking in sweat and devouring popsicles? Or shell out all your savings (and maybe sell a kidney) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the typical consumer in the United States has less than $5,000 they can get their hands on, it makes total sense. So when life happens and things malfunction, and unexpected expenditures such as an AC repair or replacement is mandatory, it is vital that we have affordable financing options available.
At Epperson Service Experts we have a variety of financing options for consumers looking to replace their heating or air conditioning systems. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available dollars to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period lapses.
Epperson Service Experts also offers financing options with a lower monthly fixed payment and a reasonable interest rate. This is for people who may not have the full amount as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost upwards of $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This option makes a new HVAC system more affordable, while also investing in an efficient system that will help reduce energy bills while giving home comfort.
The financing programs at Epperson Service Experts are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, why wait? Call Epperson Service Experts today for a no-charge in-home home comfort analysis and we will help you decide which heating and cooling system is right for your home AND which financing option fits in best with your life. We can’t wait to work with you!