Just think: it’s July, inching closer and closer to triple digits, and your air conditioning unit goes out. It just dies. Doesn’t work. No more air conditioning, no more cool air to combat the summer heat and keep your home comfortable. It’s finished.
So you call an air conditioning company to come perform an inspection and they tell you what you already knew – it’s time to invest in a new air conditioner. And then they tell you something you didn’t know – your new air conditioner is going to cost more than you imagined, ranging from $7,000 to $70,000, factoring in the type of system(s) you desire, the type of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the hottest time of the year soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the average consumer in the United States has less than $5,000 they can get their hands on, it makes total sense. So when life happens and things malfunction, and unexpected expenditures such as an AC repair or replacement is mandatory, it is vital that we have affordable financing options available.
At Epperson Service Experts Heating & Air Conditioning we have a variety of financing options for consumers looking to replace their HVAC systems. The first set of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period lapses.
Epperson Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a reasonable interest rate. This is for buyers who may not have the money as quickly but can afford a lower cost every month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost upwards of $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This program makes a new HVAC system more affordable, while also investing in an efficient system that will help reduce energy bills while providing home comfort.
The financing programs at Epperson Service Experts Heating & Air Conditioning are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, what are you waiting for? Call Epperson Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you decide which heating and cooling system is right for your home AND which financing option fits in best with your life. We can’t wait to work with you!